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How to File a Motor Vehicle ClaimIf your vehicle is damaged due to an accident, you will submit an insurance claim. It is important to know how this procedure operates.Insurance companies will send an adjuster to look over the damage to your vehicle. You don’t have to be present when an adjuster examines the damage to your vehicle, but you must bring along your insurance policy as well as any relevant documentation.Take PhotosHave you ever seen one of the crime shows where investigators capture every detail, from footprints to chocolate wrappers that are thrown away? Apply the same rigor to your accident scene. It is important to capture as much of the event as you can during the time it occurs, so that you have evidence to prove your case later.It is important to capture photos of both cars, but you should also think about taking photographs of the damaged parts. These photos will help insurance companies as well as expert witnesses as they determine the dimensions of different objects. In your photos, include important points of reference such as the locations of stop signs and traffic lights. These could be later linked to the actions of the driver at fault that caused the crash.Take motor vehicle accident attorneys hawaii of the other drivers and their passengers, as well as any witnesses. You may be in a position to capture a photograph of their license plate. Photograph emergency responders, their vehicles, and anyone who is placed on a gurney, or into an ambulance.If your attorney or court has ordered you to, only provide the photos. If you do not, you could be proving your own claim. If you alter the date on your photographs your insurance company may doubt your claim.Seek Medical AttentionIn the event of an accident, the first thing to do is seek medical attention. This is not only for your health, but also to ensure any injuries are recorded. In many personal injury claims you will be seeking compensation for medical bills and other damages. Medical records are vital for your claim.Even if you are not noticing any obvious symptoms, you should make an appointment with your primary care doctor or an emergency room. Your doctor will offer you an assessment of your injuries as well as perform an exhaustive medical assessment. They will also provide you with the necessary treatment.Following your doctor’s treatment program will help you recover faster and make the case stronger. This includes taking your prescribed medication and any prescription or over-the-counter medications and participating in a physical therapy program following the instructions regarding time off work, and attending follow-up appointments.During this process, it is important not to say anything that could be wrongly understood by an insurance adjuster. The insurance company may attempt to discredit the harm that you’ve sustained in order to deny or reduce the amount of compensation you receive. This is why it is suggested that you not speak to any insurance adjuster unless you have your attorney present with you.Contact an attorneyThe ability to access legal representation is essential for those who have suffered. Attorneys can help them manage their stress and know what they should be focusing on. Attorneys can also evaluate the evidence and facts to determine whether a case is worthy of fighting in court.The insurance firm is first and foremost an enterprise and their mission is to take as much money from insureds as they can, while making payments as minimal as is possible (in the theory). It may be tempting, when in the middle of an incident, to accept a lowball settlement offer as it’s the simplest thing to do. This is a mistake that could have disastrous consequences later on.If you make a claim with your insurance company, an adjuster will come to your home to assess the damage to your vehicle. They will also examine the receipts for medical bills and personal property damages. They will also likely interview witnesses and review records from the police. It is usually helpful to get repair estimates from local auto shops or contractors prior to meeting with the adjuster, so they are aware of what to expect when it comes to repairs.An experienced motor vehicle accident lawyer will ensure that all required information is provided promptly and that the right documents are presented to an insurance company. He or she can also provide advice and recommendations about how to deal with an insurance adjuster, the best way to handle the settlement process and what to do when an insurance company is unresponsive or is acting in a way that is unethical.