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Tips For Filing a Car Accident ClaimIn states that haven’t adopted no-fault insurance, you may need to sue the other driver in a small claims court. You should consider retaining an experienced accident lawyer before making this decision.The insurance company of the other party will investigate your claim and determine liability for the collision. They will then award you compensation for your injuries and damages as well as losses such a pain and suffering. The process typically involves the following steps.Gathering InformationIf you are able to do it at the scene of the collision while it is still safe to do so, take pictures of all vehicles involved in the accident including the damage and any injuries that may have occurred. Taking these photographs could help to prove that the crash was as you described it. Photograph the accident site, including any skidmarks or other debris.If auto accident lawsuit north charleston , it’s essential to get the names, addresses, and phone numbers of eyewitnesses. They could be later able to testify on what happened and who was responsible. In some cases eyewitness testimony is the most reliable evidence in the course of a lawsuit.Note down the insurance details of all the parties involved. You will need to know the name of the insurance company along with the policy number and contact details along with the license plate number and driver’s name. This information should be gathered as soon as you can to avoid doubts or disputes later.Documentation of medical treatment and expenses could prove valuable in any claim. Keep receipts for prescription medicines as well as other expenses incurred due to the accident. This could be helpful in proving the damages you claim. If you are unable to work due to the injuries you sustained, it is vital that you keep the track of your wages lost.Claim FormIf you’re able to do so it is recommended to make your claim as soon as you can following the incident. This will allow the insurance company to review your documents and begin work. This will ensure that you meet the New York law deadlines for filing your claim.You’ll need to provide details regarding the incident and any injuries you may have sustained. This information will be used to calculate your damages which could include compensation for medical bills, lost wages property damage, and suffering and pain.If it is necessary, the insurance company will have to determine who is at fault. It is helpful to have the final police report to aid in this process. However it is important to keep in mind that determining fault is not always easy. Even if you believe that the accident was your fault in a few cases, other factors may have contributed. New York, for example, is a state that has a relative negligence system, which means your damages are diminished by the percentage of your fault.The insurance company will assign an adjuster to your case. You should have your attorney with you when you talk to the adjuster. They’ll provide an objective viewpoint and assist you negotiate a fair settlement. If you’re unable reach a settlement that is acceptable, you might have to go to court to obtain the compensation you are entitled to.Examining the DamagesThe insurance company may want to visit the scene of the accident and examine the accident for themselves. They’ll likely interview you and other people involved in the accident and talk to witnesses and examine your vehicle. They will also look over your medical records, your expenses and lost wages to get an understanding of how the accident affected you.While you wait for the police to arrive, snap photos with your mobile phone. This will allow you to document the damage and skid marks on both cars, as well as the location of the vehicles.If it’s safe you can exchange contact and insurance information with the other drivers involved in the crash. Note down the name, address, telephone number, insurance company, policy number, and driver’s license information for each person. Also note the vehicle make year, year, and license plate number.In the midst of the situation, it may be tempting to point the finger at the other driver. However, this could backfire. Angerful remarks could be used against you in court and you should be calm and don’t admit any guilt or blame at the scene of the collision. If you are able, it’s a good idea to also collect the names and numbers of witnesses who witnessed the collision.Negotiating the SettlementNegotiating the settlement of a car crash claim can be a stressful and difficult, particularly if you’re dealing with expenses for medical treatment and lost wages. Fortunately it is possible to expedited by hiring an experienced lawyer to negotiate with the insurance company on your behalf. An attorney will be able to better understand the law, calculate your total damages, and know what to expect in settlement negotiations with an insurance company.The first step in the settlement process is to draft an offer letter that contains your demand for the amount you need to cover your injuries and expenses. Your attorney can assist you in compiling the information, and include any supporting documentation that supports the request. If you sent photos of your car or injuries that were especially severe to the insurance adjuster, your lawyer would mention them during negotiations. Your attorney will remind the adjuster of your pain and suffering damages. These are based on emotional distress and mental pain you’ve endured as a result of the collision.If you hire a lawyer to negotiate the settlement on your behalf Insurance companies take claims more seriously and typically offer higher settlements. Your lawyer will start a lawsuit if the insurance company does not agree to a fair settlement.