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Tips For Filing a Car Accident ClaimIn states that have not adopted no-fault insurance, you could be required to file a lawsuit against the other driver in a small claims court. Before you do this, you should consult with an experienced accident attorney.The insurance company of the other party will examine your claim and determine liability for the collision. They will then award you compensation for your injuries as well as car damages as well as damages such as pain and suffering. The process usually consists of the following steps.Gathering InformationTake pictures of the vehicles involved in the collision. Include any injuries or damages. These photos can be used to establish that the incident occurred as you described. In addition, take pictures of the accident scene itself, including any skid marks or other debris that may be present.If you can, it’s important to get the names, addresses and phone numbers from eyewitnesses. They could be later able to testify about the circumstances surrounding the incident and who was at fault. In certain cases eyewitness testimony could be the most valuable piece of evidence in the case.Take down the insurance information of all parties involved in the wreck. You’ll need to know the name of the insurance company and the policy number and contact details along with the license plate number and driver’s name. If you get this information as early as possible could prevent any confusion or disputes later.Documentation of medical treatment and expenses can be valuable to any claim. Keep receipts for prescription medications and other expenses incurred due to the accident. This can help in proving the damages you claim. If you are unable work because of an injury, you should keep track of any lost wages.Filing the ClaimIf you have the ability to do so it is recommended to start your claim as soon as you can following the accident. This gives the insurer the chance to look over all your documents and begin work. It will also ensure that your claim meets the deadlines set by New York law.In order to file an insurance claim for your car you’ll need to provide details about the accident, as well as any injuries you suffered as a result. This information is used to calculate damages, such as the amount of compensation for medical expenses, loss of wages, property damage and discomfort and pain.If it is necessary, the insurance company will need to determine who is at fault. It is helpful to have the final police report available to aid in this process. However it is important to remember that determining fault is not always straightforward. Even if you believe the accident was your fault in some cases, other factors may have contributed. For instance, New York is a comparative fault state which means that your damages will be reduced by your percentage of fault.The insurance company will assign an adjuster to your case. You should have your lawyer present during your conversation with the adjuster. They’ll provide an objective viewpoint and assist you negotiate an equitable settlement. If you’re not able to reach an acceptable settlement, it could be necessary to go to trial to get the money you’re entitled to.Inspecting auto accident lawsuit mission viejo ‘ll be keen to visit the accident scene to see for themselves. They will probably interview you and the other people involved in the crash, talk to eyewitnesses and look at your vehicles. They will also scrutinize your medical records, expenses and lost wages in order to gain a better understanding of the effect that the accident had on you.While you wait for the police to arrive at the scene Take pictures with your cell phone. This will allow you to record the skid marks and damage on both cars, as well as the location of the cars.If you are sure, you can exchange insurance and contact information with other drivers involved in the collision. Jot down each person’s name address, phone number, address and insurance company, policies numbers, and driver’s license information. Also note the car’s make year, year and license plate number.In the midst of the situation, it can be tempting to blame another driver. However, this can backfire. The words you say could be used against you in court So, keep your cool and avoid admitting any guilt or blame at the scene of the incident. It’s also a good idea to gather the names and contact numbers of witnesses who witnessed the accident, if they are able to.Negotiating the SettlementNegotiating a settlement for a car accident can be stressful, particularly when you are faced with medical bills and lost income. Engaging an experienced lawyer to handle all negotiations on your behalf with the insurance provider can expedite the process. An attorney will be able to better comprehend the law, calculate the total amount of damages you have suffered, and know what to expect in settlement negotiations with an insurance company.The first step is writing a letter of demand that includes the amount you want to pay for your injuries and expenses. Your lawyer can assist you in compiling this information and include any relevant documents that support your demand. For instance, if you sent the insurance adjuster photos of your vehicle and injuries that were particularly strong the lawyer will refer to the photos during negotiations. Your lawyer will also remind the adjuster about your damages for pain and suffering. These are based on the emotional stress and mental pain you’ve endured as a result of the collision.Insurance companies will consider your claim more seriously if engage an attorney to negotiate for a settlement on behalf you. They will also give you a higher settlement. If the insurance company refuses to provide an equitable settlement, your attorney will bring a lawsuit and fight for you in court.