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Auto Accident AttorneysThe long-term effects of a car accident can result in costly medical bills, a lower income and suffering. The person responsible for the accident must be held accountable for these losses.A skilled New York City auto accident lawyer can help you pursue complete compensation for all your losses. An experienced car accident lawyer will also shield you from unwarranted denials by insurance providers.Distracted drivingEvery driver has a duty to operate their vehicle safely and keep their eyes on the road. Distracted driving is a leading cause of collisions and near-collisions and is incredibly dangerous for other drivers on the road. If you’ve been injured by a distracted driver you could be legally entitled to compensation.While many people think of texting or talking on the phone when they hear distracted driving it’s actually any activity that requires your hands off the steering wheel, eyes off of the road, or thoughts away from the task at the moment. This could include eating, reaching for items in the car, interacting with other drivers, adjusting dashboard controls such as the temperature or radio, personal grooming like shaving or applying your makeup, and many more.According to research conducted by the National Highway Traffic Safety Administration and Virginia Tech Transportation Institute, about 80 percent of all crashes and 65 percent of near-collisions are caused by driver distraction. Even taking your eyes off of the road for five seconds at 55 mph can double your chance of being involved in a crash.If you’ve suffered injuries in a crash caused by a distracted driver, a skilled auto accident attorney can help. They will investigate your case and make the most convincing arguments for compensation, including covering all of your current and future expenses.Car crashesCar accidents can be in many different forms, from minor fender benders to massive head-on collisions. The nature of the accident determines liability as does the severity and nature of the injuries to the victims as well as their financial losses.National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver error is the main cause of motor vehicle accidents. Even auto accident lawsuit ontario like changing radio stations or applying makeup or reading a road map, can cause a serious accident. Other causes of car accidents include speeding, reckless or drunk driving, poor weather conditions, inexperienced drivers, or older drivers.A experienced New York City car accident lawyer can analyze your case and pinpoint the parties accountable for your financial losses and injuries. They can also bargain with the insurance company to negotiate an equitable settlement of your claim.A skilled auto accident lawyer can assist you in obtaining the compensation you’re due for your injuries and losses that include future and past medical expenses, lost earnings, physical and emotional distress, and more. They can also ensure that your accident claim includes coverage for under-insured or uninsured motorists, if necessary. This is especially important if the driver at fault has no insurance, or only has the minimum amount required by New York law.Underinsured or uninsured motoristsSome drivers choose not to carry insurance for their car, and others are covered only in the minimum. If an under- or uninsured driver is responsible for causing collisions, it can be a challenge to get compensation for the losses. In these instances, it is important to have a competent attorney representing you as well as the insurer.When the other driver’s liability limits aren’t high enough to pay for your losses, you may be able to file a claim under your own insurance policy’s underinsured/uninsured motorist coverage. This type of insurance is usually part of an insurance policy with full coverage, and could provide you with crucial protections in the event of a serious accident.The process of making UIM/UM claims is similar to making a typical car accident claim. It usually involves submitting copies of your medical bills as well as automobile repair bills. The insurance company will review these along with other documents to determine if your losses fall within the limits of the coverage of the other driver.It is crucial to talk with an New York City auto accident lawyer as soon after the accident as you can and start a UIM/UM immediately particularly if the other driver claims they do not have insurance or lack coverage. This allows your lawyer to work with the other driver’s insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.Property damageIf your vehicle is damaged in an accident, it is possible to get compensation through the insurance company of the party who was at the fault. Our lawyers can help you in filing a claim and recover financial and non-economic losses, such as medical expenses and lost wages. You could be entitled to compensation for your discomfort and pain.We will carefully examine the damage done to your vehicle, and document all physical evidence to support your case. This includes taking pictures of the scene of the collision the property, and any damage, like scratches and broken glass. We also will collect copies of any police or accident reports, and secure any vital information about witnesses.The law in New York State is comparative negligence that means that even if found to be partly responsible for the accident the damages you incur will be diminished by the percentage of the liability you have been assigned. The defendant could also be found to be entirely responsible for the incident and thus ineligible to recover at all.It is not advisable to give any written or oral declarations to representatives of the insurance companies of the parties who are at fault because they could be used later in court to smear you. It is also important to consult a doctor right away after your accident, as certain injuries can take a while to manifest and could be used against you if you attempt to get compensation for your injuries later.